Every year, people who choose to use credit access products are growing, asking for sums of money for different purposes, ranging from the purchase of a car, to personal loans, to the payment of a course of study.
This trend, in some cases, leads to excessive accumulation of debts, which are often difficult to repay. In circumstances like these, it is automatic to ask yourself some questions about which loan to apply to allow the repayment of a loan contracted with a financial company.
Brief Guide to Debt Consolidation: How Does It Work?
When you encounter difficulties in repaying loans linked to multiple credit institutions, you must inquire about debt consolidation. It is a credit product that the social context of today has led to be very popular.
It is not at all difficult to find a bank or a financial company with an ad hoc solution for those who have more ongoing loans and want to lighten their monthly economic commitment. For example, among the companies that provide loans for debt consolidation, the postal office group can be mentioned with the product Prestito Best Bank Consolidazione.
Best Bank Consolidation Loan: technical information
The Prestito Best Bank Consolidamento product is the solution that the postal office group offers to those customers who have more ongoing loans and want to make repayment more sustainable thanks to a single reference installment. Thanks to the loan in question, it is possible to access a maximum amount of $ 50,000.
The minimum loan required is instead corresponding to $ 3,000. The amortization plan for postal office’s debt consolidation loan is between 24 and 96 months.
Debt consolidation with postal office: access requirements
To apply for access to the Best Bank Consolidazione loan it is necessary to produce a pension or work income. Customers interested in the loan must present themselves at any post office in Italy with a valid identity card, health card, the last two payslips or pension slip and extinct accounts of ongoing loans.
The postal office group, in special cases, may request the presentation of additional guarantees in addition to the main income document. This happens above all when the client is a worker who earns little or who has a contained seniority behind him.
Fine Bank: how Agree Bank’s debt consolidation works
Fine Bank, Agree Bank’s debt consolidation solution is also worth mentioning. This lender allows those who have several loans in progress to combine the various installments into one by requesting a loan that can range from $ 3,000 to $ 50,000. The duration of the amortization plan, on the other hand, is between 36 and 120 months.
This product is distinguished by the application of a single TAN corresponding to 10.90%.